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5 signs to identify if you are a victim of identity theft

Everyone is currently exposed to cyber attacks such as identity theftso it is important to know identify when it has been violated to put an end to the attacker and it stops taking advantage.

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After the health crisis, children, adolescents and adults spend more time connected and experts from ESET predict that By the end of 2022, people will spend more than eight hours a day in the digital world.

During the time spent online personal data, login credentials are shared with companies like Meta, Amazon, Mercado Libre, Netflix, HBO, Uber and more that collect information for their optimal operation, however, cybercriminals see this as a window of opportunity and will do everything to steal the data from companies or directly to users.

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According to the cybersecurity organization, by the third quarter of 2021 almost 1,300 breaches of this type had already been reported; more than in all of 2020. As a result, hundreds of millions of victims were declared at risk of identity theft. Therefore, it is important to know when you are being a victim of identity theft and thus minimize the impact.

Five Signs You’re a Victim of Identity Theft

1.- Unusual activity in your account/card movements: Keep track of even minute movements of money and records, as fraudsters often verify the validity of stolen cards with seemingly innocuous purchases before ramping up their activity. If something doesn’t look right, the card and/or account can be frozen. This can often be done through your mobile banking app. Then immediately contact the banking provider.

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2.- Online/phone accounts stop working: If the attackers obtain the login credentials, the first thing they will do is change the password to block access. Alternatively, if they have managed to trick the mobile operator, they will have them transfer the number to a device under their control. This is known as SIM-swapping and it is particularly dangerous, as it means that they will be able to intercept any one-time SMS access codes that are often used by banks to validate identity.

3.- Having problems to declare taxes: Another common strategy is to use the victim’s Social Security numbers and other personal information to file personal taxes, posing as the victim. In this way, the attacker can fraudulently claim any tax refund due.

4.- Problems with medical bills or claims: If you receive a medical bill for services you never received, or try to file a claim but are denied because you have already reached your provider’s pre-assigned limit, you may have been identity theft victim. Such scams can be highly lucrative, especially in countries with private healthcare systems.

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5.- Call of debt collectors: If someone who stole your identity created a huge credit card bill or similar debt in your name that later disappeared, it’s only a matter of time before the lender asks a collection agency to investigate.

To maintain security consider enabling two-step authentication on all accounts, using long and unique strong passwords, having an up-to-date antivirus, regularly turning on automatic updates, avoiding installing unofficial apps, logging into public Wi-Fi networks, or visiting pages that don’t start with HTTPS.

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